First Home Buyers
Break into the market with confidence. We'll explain the grants, schemes and low-deposit options you may qualify for, and guide you from pre-approval to settlement.
Learn more →Mortgage Brokers in Melbourne & Essendon
Whether you're buying your first home, refinancing for a better deal, or growing an investment portfolio, AKM Finance compares lenders and does the legwork so you get the right home loan with less stress.
Access to a panel of trusted lenders
Who we are
AKM Finance is an Essendon-based mortgage brokerage built on a simple idea: home finance should feel clear, not confusing. We take the time to understand your goals, then match you with a home loan that genuinely fits: a competitive rate, sensible features, and terms you actually understand.
Because we're not tied to one bank, our advice stays on your side. We handle the paperwork, chase the lenders, and keep you updated at every step, right through to settlement.
What we do
From your first set of keys to your next investment, we've got a loan strategy to match.
Break into the market with confidence. We'll explain the grants, schemes and low-deposit options you may qualify for, and guide you from pre-approval to settlement.
Learn more →Building or renovating? We arrange progressive-draw finance that releases funds at each stage of the build, so your project keeps moving without cash-flow surprises.
Learn more →Paying too much? We review your current loan and compare the market to see if switching could lower your rate, unlock equity, or consolidate debt.
Learn more →Grow your portfolio with a structure built for the long game. We help investors weigh rates, offset and interest-only options against their strategy.
Learn more →Finance to buy premises, fund equipment or ease cash flow. We work with commercial lenders to find terms that suit your business.
Learn more →Cars, machinery and equipment made affordable. We source vehicle and asset loans with competitive rates and flexible terms for individuals and businesses.
Learn more →Understanding the process
We keep it clear and manageable, so you always know what's happening and what's next.
We get to know your goals, situation and timeline, and answer your questions, free and with no obligation.
We assess your borrowing power and compare loans across our lender panel to shortlist the best fit.
We prepare and submit your application, handle the paperwork, and manage the lender through to approval.
We coordinate settlement and stay in touch afterwards, reviewing your loan as your life changes.
Meet the director
Pankaj Malhotra founded AKM Finance to bring genuinely personal broking to Melbourne homebuyers. He holds a Commerce degree with a specialisation in Finance and brings more than 12 years of industry experience.
Having worked as a lender inside major financial institutions, Pankaj understands exactly how banks assess applications, and he uses that insight to present your file in its strongest light and negotiate on your behalf.
Client stories
Book a free, no-obligation chat with AKM Finance today. We'll listen first, then show you what's possible.